8th CPC Pension & Commutation Calculator
Estimate monthly basic pension, family pension, dearness relief payouts, and commutation adjustments.
Inputs
Pension Estimation Pending
Enter your last drawn basic salary and click Calculate to estimate pension benefits.
Based on a fitment factor of 2.81, your basic pension is fixed at ₹50,600 per month.
Detailed Pension & Benefit Breakdown
Proposed monthly estimates and commutation lump sum projections.
| Pension Component | Value (Proposed scale) | Notes & Explanation |
|---|---|---|
| Proposed Basic Pension | ₹50,600 | 50% of the newly fixed basic pay (guaranteed minimum: ₹25,500). |
| Dearness Relief (DR) | ₹0 | Calculated as 0% of the basic pension. |
| Gross Monthly Pension | ₹50,600 | Sum of Basic Pension and Dearness Relief. |
| Commutation Reduction | -₹0 | Deduction due to 0% pension commuted. |
| Net Monthly Pension Payout | ₹50,600 | Final take-home pension after commutation. |
| Proposed Family Pension | ₹30,300 | Paid to spouse/heir (30% of pay, guaranteed minimum: ₹15,300). |
Frequently asked questions.
01How is the 8th CPC monthly basic pension calculated?
Basic pension is generally calculated as 50% of the last drawn basic pay of the employee, scaled by the chosen fitment factor. In the proposed 8th CPC, the minimum basic pension is expected to be ₹25,500 (50% of the minimum basic pay of ₹51,000).
02What is family pension?
Family pension is paid to the spouse or eligible family members after the pensioner's death. It is calculated as 30% of the last drawn basic pay of the employee, scaled by the fitment factor. Under 8th CPC, the minimum family pension is expected to be ₹15,300.
03What is Pension Commutation?
Commutation allows pensioners to receive a lump sum advance by surrendering a portion of their basic pension (maximum 40%) for a fixed duration (typically 15 years). This calculator estimates how your monthly payout will decrease based on the commutation percentage selected.